Here at That’s My Loan, our main aim is to help borrowers access money without the usual hassle! We understand that making one loan request after another can be a time consuming process, and that sometimes emergencies crop up that mean you need access to cash.
That’s why we’ve worked hard to simplify the process of finding a suitable lender, in order to get the money you need. Rather than visiting dozens of websites, filling out numerous requests or standing in line at a local store, you can simply make a quick online loan inquiry with That’s My Loan.
While it’s important to note that we are not a lender, submitting your information via our secure online loan request form can help us connect you with one of the lending partners in our network. The lenders we work with should consider your loan request, even if you have a bad credit rating, and help you get the cash you need.
Our team have been working in the financial services industry for a number of years, and during this time we have strived to make the loan request process as simple and streamlined as possible. Often, getting a loan can mean convoluted forms and endless questions, and you could even be asked to confirm your details by phone, or send documents in the mail. Here at That’s My Loan, we knew that we could simplify the process, ensuring that requesting a loan doesn’t become too frustrating or complicated.
When we launched That’s My Loan, we also knew that we wanted to offer a completely online service. This allows our customers to find a loan solution from just about anywhere, using a range of devices. An online service should also result in a faster journey when it comes to making a loan inquiry.
In terms of streamlining the loan request process, we have additionally ensured that there are no unnecessary questions in our form. The questions asked are all used to partner you with a suitable lender. If approved, most lenders aim to pay out the requested funds by the next business day. This means that when you’re looking for a loan to cover an unexpected expense, we’re here to help you get the money you need quickly.
That’s My Loan is a broker, which means that we don’t lend money directly, but can help you find a suitable loan provider. We will search our large network of lenders, in order to connect you with a reputable direct lender. This will be based on things like your loan requirements and eligibility.
There are a number of benefits to using a broker service like the one offered by That’s My Loan. For example, you may be able to increase your chances of getting approved for a loan. You may not realize that making many separate loan requests with different lenders can lead to lots of searches being reported on your credit file. This can then lower your credit score. But if you were to use a broker that only undertakes soft credit checks, this would not be recorded on your credit report. That’s My Loan only carry out soft credit checks, so making a loan request with us won’t impact your credit rating. Though if you are put in touch with a lender, they may choose to undertake full credit checks, which can affect your credit rating.
Not only this, but using a broker service like That’s My Loan can save you time. Rather than completing multiple loan request forms, filling in a separate one for each lender, you can simply complete our short, online form, and we’ll do our best to connect you with the most suitable direct lender.
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