Credit Disclosure

thatsmyloan.com does not conduct credit checks, access credit reports, issue loans, or make lending decisions. However, lenders and financial service providers that receive your information may use it to evaluate your eligibility, including performing credit checks. These checks may involve major credit bureaus such as TransUnion, Experian, and Equifax, as well as alternative data sources, and may impact your credit score.

By submitting information through this website, you provide express written consent, consistent with the Fair Credit Reporting Act (FCRA), allowing lenders, network partners, service providers, and related third parties to obtain and review your credit report, credit score, and related consumer data for the purposes of identity verification, eligibility assessment, and presenting relevant financial offers.

Please note that missed or late payments may negatively affect your credit score if reported by the lender or loan servicer to credit reporting agencies.