Why Choose Us

Some people are a bit uncertain when it comes to using a broker service for a short term loan. However, if you were to take out a mortgage, a broker would probably be a very sensible option. With a mortgage, a broker could save you thousands of dollars each year on interest. So why wouldn’t you use a broker for other forms of finance?

We’ve explored a few reasons why you should use a broker service, such as that offered by That’s My Loan, to connect with a lender or lending partner:

Fast Online Loan Request

When the unexpected happens, and you need to cover an emergency cost, you’ll often need money quickly. Thankfully, our loan request process is fast – we’ll try to connect you with a lender as soon as possible. We understand that you probably won’t have time to complete endless forms, and have ensured that you won’t be asked loads of unnecessary questions!

We’ll ask for a few personal details, information about your employer, as well as your income and expenditure. You’ll also need to provide your bank details so that funds can be transferred directly into your bank account.

Keep Your Details Secure

We protect and secure your personal information, so you can be confident that it won’t be shared with any third parties without your consent. It is important to be mindful when it comes to entering your details online, especially if you’re inputting sensitive data such as your credit card details.

It’s therefore a good idea to check whether the company you’re working with is trustworthy. With broker services, you should look out for a disclosure at the footer of the website, along with a comprehensive privacy policy, as well as a terms and conditions page. With a lender, it can also be a good idea to check out user reviews, as these are likely to be less biased than information provided by the lender themselves.

Ease and Convenience

Even in this modern age, with some lenders, you may be expected to go to a store in order to get a loan. But with That’s My Loan, the entire process is online, meaning you can complete our quick loan request form from the convenience of your own home. You can use just about any device too, from a tablet to a smartphone – as long as you have access to the internet!

And because we partner with a wide range of lenders, getting connected with one of them is incredibly convenient. We’ll take your individual circumstances into account, and do our best to put you in touch with a suitable loan provider.

Increase Your Chance of Loan Approval

You may not realize that completing lots of loan requests in a short period of time can actually damage your credit score, which in turn can decrease your chances of loan approval. If every lender undertakes a full credit check, these will all be recorded on your credit report, potentially lowering your score.

But if you use a broker service, such as That’s My Loan, you should avoid the numerous full credit checks. We only carry out soft credit checks, which are not reported on your credit file, thus won’t impact your credit rating. If you’re connected with a lender, they may choose to undertake a full credit check, but it will be just the one, rather than several!